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Rates effective November 1, 2025
Share Certificates and IRA Certificates
| Term |
Minimum Balance |
Dividend Rates |
APY* |
| 6 Month |
$1,000.00 |
3.203% |
3.25% |
| 12 Month |
$1,000.00 |
3.445% |
3.50% |
| 24 Month |
$1,000.00 |
3.687% |
3.75% |
| 36 Month |
$1,000.00 |
3.687% |
3.75% |
| 48 Month |
$1,000.00 |
3.687% |
3.75% |
| 60 Month |
$1,000.00 |
3.687% |
3.75% |
| 84 Month |
$1,000.00 |
3.687% |
3.75% |
Rate effective for Novmber 2025
IRA Certificates
| Term |
Minimum Balance |
Dividend Rates |
APY* |
| 18 Month Variable IRA Certificate ** |
$1.00 |
3.251% |
3.30% |
Rates effective for October 2025
IRA Share Accounts
| Account Type |
Min. Balance Between |
Dividend Rate |
APY* |
| IRA Savings |
$5.00 - $1,000.00 |
0.698% |
0.70% |
| IRA Savings |
$1,000.01 - $5,000.00 |
0.747% |
0.75% |
| IRA Savings |
$5,000.01 - + |
0.797% |
0.80% |
Rates effective for October 2025
Super Savings & Checking Accounts
| Account Type |
Minimum Balance |
Dividend Rate |
APY* |
| Super Savings |
$1,000.00 *** |
0.946% |
0.95% |
| Super Savings |
$5,000.00 *** |
0.995% |
1.00% |
| Super Savings |
$50,000.00 *** |
1.193% |
1.20% |
| Super Savings |
$100,000.00 *** |
1.292% |
1.30% |
| Share Draft/Checking |
$1,000.00 *** |
0.010% |
0.01% |
| Super Checking |
$1,000.00 *** |
0.399% |
0.40% |
| Super Checking |
$5,000.00 *** |
0.449% |
0.45% |
| Super Checking |
$50,000.00 *** |
0.499% |
0.50% |
| Super Checking |
$100,000.00 *** |
0.549% |
0.55% |
Rates effective for October 2025
Regular Savings
| Account Type |
Minimum Balance |
Dividend Rate |
APY* |
| Regular Savings |
$5.00 |
0.100% |
0.10% |