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ID Protect®

Protect What Matters Most 

Life happens. IDProtect® helps you stay one step ahead with powerful protection for your identity, your credit, and even your cell phone. All for less than the price of a cup of coffee!

Login to ID Protect®

Your Security, Simplified

  • Identity Theft Resolution – A dedicated fraud specialist works on your behalf until your identity is restored.
  • Up to $10,000 Expense Reimbursement – Helps cover the costs of restoring your good name.
  • Credit Tools – Daily credit file monitoring, alerts, your credit score, and a tracker to keep you informed.
  • Dark Web & Identity Monitoring – Get alerts if your personal information is exposed.
  • Card Registration – One call to cancel and replace lost or stolen cards.

Phone Protection You Can Count On

  • Covers up to four phones on your plan
  • Theft or damage protection in the U.S. and abroad
  • Up to $400 per claim (two claims per year, $50 deductible)

Note: Cellular telephone bill must be paid using Gerber FCU checking account, savings account, or credit card.

Financial Wellness 360º

Unlimited coaching, interactive courses, and tools to help you achieve your goals. All this for only $3 per month, automatically added to your membership for peace of mind.

Compare & See Gerber FCU ID Protect® LifeLock (Standard) ReliaShield (Essential) Identity Defense (Essential)
Monthly Cost $3.00 $11.99 $7.99 $6.99
Identity & credit monitoring ⭐ ● ● ●
Identity fraud expense reimbursement ⭐ ● ● ●
Personalized resolution ⭐ ● N/A N/A
Cell phone protection ⭐ N/A N/A N/A

 

Note: This chart was developed by Gerber Federal Credit Union. The information included is believed to be accurate as of September 2025. This information may not reflect the full product offerings of the companies listed.

1 Benefits are available to active members of Gerber Federal Credit Union subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.

3 You will have access to your credit report and score provided your information has been verified by the CRA. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to your score on a monthly basis.

4 Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.