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Skip A Payment

Holiday Special! December 2025 & January 2026

Choose to skip your December 2025 and/or January 2026 payment—and it won’t count toward your ‘one time per year’ limit! Simply log in to Digital Banking, go to Move Money, and select Skip Payment.

Holiday Special - Skip a Payment Application

Skip a payment - any month you choose! 

While Gerber FCU encourages members to make responsible financial decisions, we also know that there are times in life when making your monthly payment might be difficult.  To skip a loan payment, simply log in to Digital Banking, go to Move Money, and select Skip Payment to get started!

You may also stop in to one of our convenient branches, call Member Service at (231) 924-4880 and select option 2 or print the Skip A Payment application.  You can send the completed application to us using our Secure Contact Form, drop it off at any of our branches, fax to (231) 924-6686 or mail to Gerber FCU, PO Box 116, Fremont, MI  49412.

  • You must be a member in good standing & have all loans current
  • Loans must be on the books for at least 6 months with the six required payments paid in full and on-time
  • All loan types eligible with the exception of open ended or real estate secured loans
  • You may 'skip' each eligible loan one time per year

By requesting a skip payment, you have authorized Gerber Federal Credit Union to advance your loan due date by one month on the loan(s) indicated and acknowledge that this may extend the maturity date of your loan. You acknowledge that this request does not change your legal obligation to Gerber Federal Credit Union, that your loan agreement with Gerber Federal Credit Union provides for regular monthly payments and that Gerber Federal Credit Union is merely informally permitting you to defer payment for the month indicated above. Interest will continue to accrue on the unpaid balance during the month you Skip Payment. When payments resume, unpaid interest will be collected first. You acknowledge that there is a $25 processing fee in order to Skip Payment and payment of this fee must be presented (available) at the time of your request. Your regular monthly payment will resume immediately following the month skipped.