Loyal Member Discounts
Lower your loan rate by up to .75%* when you choose more Gerber FCU products and services! Get a .125%* loan rate discount for each of the following products or services you use with Gerber FCU:
Ask a Member Service Representative today for more information on Loyal Member Discounts!
Loan Rates
Apply Now in Digital Banking!
Vehicle Loans* - Automobiles, Trucks and Street Motorcycles
| New & Used |
Term |
APR as low as** |
| 2015 - 2025 |
Up to 72 months |
4.74% |
| 2015 - 2025 |
73 to 84 months |
4.99% |
Vehicle Loans* - Automobiles, Trucks and Street Motorcycles
| Used |
Term |
APR as low as ** |
| 2014 and Older |
Up to 48 Months |
10.49% |
Boat, Motor Home, or Camper Loans (Street Legal or Titled)*
| Amount |
Term |
APR as low as** |
| $500 and up |
Up to 180 Months |
5.99% |
Recreational Vehicle Loans (Non-Titled)* - Small Watercraft, Snowmobiles, Pop-up Campers, Off Road Motorcycles, ATVs
| Term |
APR as low as** |
| Up to 120 Months |
6.99% |
Shared Secured Loans*
| Type |
Term |
APR as low as** |
| Regular Share Secured |
84 Months |
Reg. Share Rate +3.00% |
| Super Savings Secured |
84 Months |
Super Savings Rate +3.00% |
| Certificate Secured |
Term of Certificate |
Certificate Rate +3.00% |
Home Equity Loans
| Type |
Term |
APR as low as** |
| Prime Equity LOC |
180 Months |
7.25% (Adjusted Quarterly) |
| Fixed Rate 1st Lien*** |
Up to 180 Months |
Rates Announced Weekly |
| Fixed Rate 2nd Lien*** |
Up to 180 Months |
6.74% |
Mortgage Loans
| Type |
Term |
APR as low as** |
| Mortgage |
10, 15, 20 & 30 Year
(Ask about other mortgage products
& services available) |
Rates Announced Daily |
| Construction - Mortgage (LOC) |
12 Months |
Rates Announced Daily |
| Vacant Land*** |
Up to 144 Months |
9.49% |
| New Mobile Home* |
120 Months |
11.74% |
| Used Mobile Home* |
84 Months |
13.49% |
View Mortgage Rates & Apply Now!
Platinum Preferred Credit Card
| Type |
APR as low as**** |
| Platinum Preferred |
9.99% |
Personal Loans
| Type |
Term |
APR as low as** |
| Signature Unsecured* |
Up to 84 Months |
11.49% |
| Personal Secured |
Up to 84 Months |
10.74% |
Personal Loans
| Revolving Credit |
Term |
APR as low as** |
| Share Draft Protection - Unsecured |
$500.00 Minimum Limit |
13.50% |
Apply Now in Digital Banking!