Primary Savings

• $5.00 deposit to open account
• Earn a monthly dividend
• Free access to your funds with the convenience of an ATM Cash Card
• Free Gerber FCU/Co-Op ATM use
• Free online access with Gerber FCU digital banking
• Deposits are Federally insured up to $250,000

Super Savings Accounts

• Higher dividend earned when you maintain a minimum average balance of $1,000 for the month
• Free online access with Gerber FCU digital banking
• Deposits are Federally insured up to $250,000

Certificates of Deposit (Share Certs)

• Variety of term lengths from 6 to 84 months
• Cannot lose value unless withdrawn before term end
• Dividend can be directly deposited into your Savings account
• Low $1,000 minimum balance
• Deposits are Federally insured up to $250,000

Individual Retirement Accounts

• Traditional, Educational or Roth plans available
• Fast growing yields accelerated by tax deferment or tax exemption of your earnings
• Can be established under a Certificate of Deposit or Insured Money Management Account
• Contributions are usually tax deductible
• No account opening or maintenance fees
• Deposits are Federally insured up to $250,000

Click below for more information about IRAs:

• Traditional IRAs
• Roth IRAs
• Coverdell Education Savings Accounts
• Exploring Your IRA Options: Roth IRA vs. Traditional IRA
• Transfers, Rollovers, and Conversions

Christmas Club Accounts

• Save for holidays, vacations, birthdays, weddings & more
• Earns regular savings account dividend on balance
• Make deposits of any amount at any time
• No monthly fees or early withdrawal fees
• Free online access with Gerber FCU digital banking
• Direct deposit or transfer funds from other accounts to increase savings
• Account balance (plus interest) deposited into your Share Draft account on October 1st each year
• Deposits are Federally insured up to $250,000