Effective February 1, 2017
|
Account research/reconciliation |
$20.00 per hour |
ATM balance inquiry at foreign ATM
First 2 inquiries each month are free |
$1.00 |
ATM withdrawal at foreign ATM
First 5 withdrawals each month are free |
$1.50 |
|
Cashiers checks |
$2.00 each |
|
Certified check |
$2.00 each |
|
Checking account closed for abuse |
$25.00 |
|
Consumer loan late fee |
5% of payment w/min. of $25.00 |
|
Courtesy pay |
$25.00 per item |
|
Credit card late fee |
$25.00 |
|
Cross-border fee on plastic card transactions |
up to 1% |
Draft/check copy
Free on Web Teller |
$2.00 per copy |
|
First mortgage loans late fee |
5% of payment w/min. of $25.00 |
|
Foreign Check Processing Fee |
$10.00 |
|
Garnishment, levy, court order and escheats processing |
$50.00 |
History printout
Free on Web Teller |
$1.00 |
Inactive membership
For primary share balances less than $250.00 (reduced from $500.00)
with no activity within the last year. Waived for minors. |
$2.00 per month |
|
Instant issue of plastic card |
$5.00 per item |
Membership closing
If closed within 90 days of opening |
$5.00 |
|
Money orders |
$2.00 each |
|
Non sufficient funds (NSF fee) |
$25.00 per item |
|
Non-member written pay off requests: |
|
|
Real Estate Secured Loans |
$50.00 |
|
Non Real Estate Secured Loans |
$25.00 |
|
PIN replacement |
$2.00 per item |
|
Plastic card replacement |
$5.00 per item |
|
Return deposit/payment item |
$10.00 per item |
|
Safe Deposit Box Drilling Fee |
$225.00 |
|
Safe Deposit Box Lost Key fee |
$30.00 |
|
Safe Deposit Box Rental |
|
|
3x5 |
$27.00 |
|
3x10 |
$40.00 |
|
5x10 |
$60.00 |
|
10x10 |
$105.00 |
|
Security Fee |
$2.00 per month |
Statement Copy
Free with e-Statements |
$2.00 per statement |
|
Stop Payment Order |
$25.00 per item |
Super Checking minimum balance fee for average
daily balances less than $1000.00 for the month |
$3.00 per month |
Telephone Transfer
Transaction completed by CU Member Service Representative |
$2.00 |
|
Undeliverable Address |
$3.00 |
|
Visa Gift Card |
$3.00 |
Visa Travel Money
Reloadable cards, replaces Traveler's Cheques |
$4.00 per card |
|
Wire Transfer |
$20.00 per wire |
|
Wire Transfer - Foreign |
$35.00 per wire |
|
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|
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Courtesy Pay Disclosures: Payment by Gerber FCU is discretionary courtesy and not a right of the member or an obligation of the CU. This privilege for consumer share draft accounts will be limited to a maximum amount of $500 overdraft (negative) balance. Transaction types that are eligible for courtesy pay include and are limited to: ACH transactions, Drafts and On-Us Checks at the Teller Counter. You must bring your account balance to a positive balance within every thirty (30) day period for a minimum period of 24 hours. Gerber FCU, in its discretion, can cancel this protection and cease paying overdrafts at any time without prior notice of reason or cause. For ATM and everyday debit card transactions, you must opt-in with Gerber FCU.
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