Fee Schedule

Effective February 1, 2017
Account research/reconciliation $20.00 per hour
ATM balance inquiry at foreign ATM
     First 2 inquiries each month are free
$1.00
ATM withdrawal at foreign ATM 
     First 5 withdrawals each month are free
$1.50
Cashiers checks $2.00 each
Certified check $2.00 each
Checking account closed for abuse $25.00
Consumer loan late fee 5% of payment w/min. of $25.00
Courtesy pay $25.00 per item
Credit card late fee $25.00
Cross-border fee on plastic card transactions up to 1%
Draft/check copy
     Free on Web Teller
$2.00 per copy
First mortgage loans late fee 5% of payment w/min. of $25.00
Foreign Check Processing Fee $10.00
Garnishment, levy, court order and escheats processing $50.00
History printout 
     Free on Web Teller
$1.00
Inactive membership 
     For primary share balances less than $250.00 (reduced from $500.00)
     with no activity within the last year.  Waived for minors.
$2.00 per month
Instant issue of plastic card $5.00 per item
Membership closing 
     If closed within 90 days of opening
$5.00
Money orders $2.00 each
Non sufficient funds (NSF fee) $25.00 per item
Non-member written pay off requests:  
    Real Estate Secured Loans $50.00
    Non Real Estate Secured Loans $25.00
PIN replacement $2.00 per item
Plastic card replacement $5.00 per item
Return deposit/payment item $10.00 per item
Safe Deposit Box Drilling Fee $225.00
Safe Deposit Box Lost Key fee $30.00
Safe Deposit Box Rental  
    3x5 $27.00
    3x10 $40.00
    5x10 $60.00
    10x10 $105.00
Security Fee $2.00 per month
Statement Copy
Free with e-Statements
$2.00 per statement
Stop Payment Order $25.00 per item
Super Checking minimum balance fee for average
daily balances less than $1000.00 for the month
$3.00 per month
Telephone Transfer
     Transaction completed by CU Member Service Representative
$2.00
Undeliverable Address $3.00
Visa Gift Card $3.00
Visa Travel Money
     Reloadable cards, replaces Traveler's Cheques
$4.00 per card
Wire Transfer $20.00 per wire
Wire Transfer - Foreign $35.00 per wire
   
Courtesy Pay Disclosures: Payment by Gerber FCU is discretionary courtesy and not a right of the member or an obligation of the CU. This privilege for consumer share draft accounts will be limited to a maximum amount of $500 overdraft (negative) balance. Transaction types that are eligible for courtesy pay include and are limited to: ACH transactions, Drafts and On-Us Checks at the Teller Counter. You must bring your account balance to a positive balance within every thirty (30) day period for a minimum period of 24 hours. Gerber FCU, in its discretion, can cancel this protection and cease paying overdrafts at any time without prior notice of reason or cause. For ATM and everyday debit card transactions, you must opt-in with Gerber FCU.