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Fee Schedule

Effective March 1, 2024
Account research/reconciliation
$25.00 per hour
ATM balance inquiry at foreign ATM (First 2 free each month)
ATM withdrawal at foreign ATM (First 5 free each month)
CarFax report
$20.00 each
Cashier's checks
$2.00 each
Certified check
$2.00 each
Checking account closed for abuse
Consumer loan late payment
5% of payment w/min. of $25.00
Courtesy Pay*
$25.00 per item
Credit card late payment
Cross-border fee on plastic card transactions
up to 1%
Draft/check copy less than 1 year old (Free in digital banking)
$2.00 per copy
Draft/check copy greater than 1 year old (Free in digital banking)
$10.00 per copy
First mortgage loans late payment
5% of payment w/min. of $25.00
Foreign check processing
Garnishment, levy, court order and escheats processing
History printout (Free in digital banking)
ID Protection $3.00 per month
Inactive membership 
Primary share balances less than $250.00 with no activity within the last year.
Waived for minors & members using certain services.
$4.00 per month
Instant issue of plastic card
$5.00 per item
Membership closing (If closed within 90 days of opening)
Money orders
$2.00 each
Non sufficient funds (NSF)**
$25.00 per item
Non-member written pay off requests (Real Estate secured)
Non-member written pay off requests (Non Real Estate secured)
PIN replacement
$2.00 per item
Plastic card replacement
$5.00 per item
Return deposit/payment item
$10.00 per item
Safe deposit box drilling
Safe deposit box lost key
Safe deposit box annual rental (Fees withdrawn 1/31 each year)  
3x5 box
3x10 box
5x10 box
10x10 box
Stale dated check handling
$25.00 per item
Statement copy (Free with e-Statements)
$2.00 per statement
Stop payment order
$25.00 per item
Super Checking minimum balance fee for average
daily balances less than $1000.00 for the month
$3.00 per month
Telephone Transfer (Completed by Member Service)
Undeliverable address
Visa gift card
Visa Travel Money (Reloadable cards, replaces Traveler's Cheques)
$5.00 per card
Wire transfer
$20.00 per wire
Wire transfer - foreign
$35.00 per wire

*Courtesy Pay Disclosures: Payment by Gerber FCU is discretionary courtesy and not a right of the member or an obligation of the Credit Union. This privilege for consumer share draft accounts will be limited to a maximum amount of $500 overdraft (negative) balance. Transaction types that are eligible for courtesy pay include and are limited to: ACH transactions, Drafts and On-Us Checks at the Teller counter. You must bring your account balance to a positive balance within every thirty (30) day period for a minimum period of 24 hours. Gerber FCU, in its discretion, can cancel this protection and cease paying overdrafts at any time without prior notice of reason or cause. For ATM and everyday debit card transactions, you must opt-in with Gerber FCU.
**Fee is charged for each presentment or submission. You will be charged an NSF fee when we return or reject transactions against your account that would exceed your available balance. A transaction that you have authorized (such as a check or an ACH debit) may be presented or submitted multiple times and you could be charged multiple NSF fees if we return or reject the transaction multiple