Savings Rates Share Certificates and IRA Certificates Rates effective June 4, 2018 Term Minimum Balance Dividend Rates APY* 6 Month $1,000.00 0.70% 0.70% 12 Month $1,000.00 1.00% 1.00% 24 Month $1,000.00 1.29% 1.30% 36 Month $1,000.00 1.59% 1.60% 48 Month $1,000.00 1.93% 1.95% 60 Month $1,000.00 2.18% 2.20% 84 Month $1,000.00 2.96% 3.00% 18 Month Variable IRA Certificate ** $1.00 0.75% 0.75% IRA Share Accounts Rates effective for May 2018 Account Type Min. Balance Between Dividend Rate APY* IRA Savings $5.00 - $1,000.00 0.25% 0.25% $1,000.01 - $5,000.00 0.30% 0.30% $5,000.01 - + 0.35% 0.35% Super Savings & Share Draft/Checking Accounts Rates effective for May 2018 Account Type Minimum Balance Dividend Rate APY* Super Savings $1,000.00 *** 0.25% 0.25% $5,000.00 *** 0.30% 0.30% $50,000.00 *** 0.35% 0.35% $100,000.00 *** 0.40% 0.40% Share Draft/Checking $1,000.00 *** 0.05% 0.05% Super Checking $1,000.00 *** 0.10% 0.10% $5,000.00 *** 0.15% 0.15% $50,000.00 *** 0.20% 0.20% $100,000.00 *** 0.25% 0.25% Rates effective for May 2018 Regular Savings $5.00 0.10% 0.10% Fees may reduce earnings. Rates are subject to change. A fee may be charged for early withdrawal of a fixed term certificate and member will not receive the full advertised APY on account. *Annual Percentage Yield. **Rate may change after opening. ***Minimum average balance for the month to earn dividends.