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Savings Rates

Share Certificates and IRA Certificates
Rates effective November 19, 2020
Term Minimum Balance Dividend Rates APY*
6 Month $1,000.00 0.349% 0.35%
12 Month $1,000.00 0.449% 0.45%
24 Month $1,000.00 0.499% 0.50%
36 Month $1,000.00 0.598% 0.60%
48 Month $1,000.00 0.698% 0.70%
60 Month $1,000.00 0.847% 0.85%
84 Month $1,000.00 0.995% 1.00%
       
Rate effective for November 2020
18 Month Variable IRA Certificate ** $1.00 0.55% 0.55%
IRA Share Accounts
Rates effective for October 2020
Account Type Min. Balance Between Dividend Rate APY*
IRA Savings $5.00 - $1,000.00 0.15% 0.15%
  $1,000.01 - $5,000.00 0.20% 0.20%
  $5,000.01 - + 0.25% 0.25%
Super Savings & Share Draft/Checking Accounts
Rates effective for October 2020
Account Type Minimum Balance Dividend Rate APY*
Super Savings $1,000.00 *** 0.10% 0.10%
  $5,000.00 *** 0.15% 0.15%
  $50,000.00 *** 0.20% 0.20%
  $100,000.00 *** 0.25% 0.25%
       
Share Draft/Checking $1,000.00 *** 0.05% 0.05%
       
Super Checking $1,000.00 *** 0.10% 0.10%
  $5,000.00 *** 0.15% 0.15%
  $50,000.00 *** 0.20% 0.20%
  $100,000.00 *** 0.25% 0.25%
Rates effective for October 2020
Regular Savings $5.00 0.10% 0.10%
Fees may reduce earnings.  Rates are subject to change.  A fee may be charged for early withdrawal of a fixed term certificate and member will not receive the full advertised APY on account.
*Annual Percentage Yield.
**Rate may change after opening.
***Minimum average balance for the month to earn dividends.