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Savings Rates

Share Certificates and IRA Certificates
Rates effective April 1, 2020
Term Minimum Balance Dividend Rates APY*
6 Month $1,000.00 0.65% 0.65%
12 Month $1,000.00 0.80% 0.80%
24 Month $1,000.00 1.00% 1.00%
36 Month $1,000.00 1.14% 1.15%
48 Month $1,000.00 1.24% 1.25%
60 Month $1,000.00 1.49% 1.50%
84 Month $1,000.00 1.74% 1.75%
       
Rate effective for April 2020      
18 Month Variable IRA Certificate ** $1.00 0.70% 0.70%
IRA Share Accounts
Rates effective for March 2020
Account Type Min. Balance Between Dividend Rate APY*
IRA Savings $5.00 - $1,000.00 0.25% 0.25%
  $1,000.01 - $5,000.00 0.30% 0.30%
  $5,000.01 - + 0.35% 0.35%
Super Savings & Share Draft/Checking Accounts
Rates effective for March 2020
Account Type Minimum Balance Dividend Rate APY*
Super Savings $1,000.00 *** 0.20% 0.20%
  $5,000.00 *** 0.25% 0.25%
  $50,000.00 *** 0.30% 0.30%
  $100,000.00 *** 0.35% 0.35%
       
Share Draft/Checking $1,000.00 *** 0.05% 0.05%
       
Super Checking $1,000.00 *** 0.15% 0.15%
  $5,000.00 *** 0.20% 0.20%
  $50,000.00 *** 0.25% 0.25%
  $100,000.00 *** 0.30% 0.30%
Rates effective for March 2020
Regular Savings $5.00 0.10% 0.10%
Fees may reduce earnings.  Rates are subject to change.  A fee may be charged for early withdrawal of a fixed term certificate and member will not receive the full advertised APY on account.
*Annual Percentage Yield.
**Rate may change after opening.
***Minimum average balance for the month to earn dividends.