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Savings Rates

Share Certificates and IRA Certificates
Rates effective July 1, 2019
Term Minimum Balance Dividend Rates APY*
6 Month $1,000.00 1.49% 1.50%
12 Month $1,000.00 1.74% 1.75%
24 Month $1,000.00 1.98% 2.00%
36 Month $1,000.00 2.42% 2.45%
48 Month $1,000.00 2.72% 2.75%
60 Month $1,000.00 2.91% 2.95%
84 Month $1,000.00 3.40% 3.45%
       
Rate effective for July 2019      
18 Month Variable IRA Certificate ** $1.00 1.54% 1.55%
IRA Share Accounts
Rates effective for July 2019
Account Type Min. Balance Between Dividend Rate APY*
IRA Savings $5.00 - $1,000.00 0.70% 0.70%
  $1,000.01 - $5,000.00 0.75% 0.75%
  $5,000.01 - + 0.80% 0.80%
Super Savings & Share Draft/Checking Accounts
Rates effective for July 2019
Account Type Minimum Balance Dividend Rate APY*
Super Savings $1,000.00 *** 0.85% 0.85%
  $5,000.00 *** 0.90% 0.90%
  $50,000.00 *** 0.95% 0.95%
  $100,000.00 *** 1.00% 1.00%
       
Share Draft/Checking $1,000.00 *** 0.05% 0.05%
       
Super Checking $1,000.00 *** 0.35% 0.35%
  $5,000.00 *** 0.40% 0.40%
  $50,000.00 *** 0.45% 0.45%
  $100,000.00 *** 0.50% 0.50%
Rates effective for June 2019
Regular Savings $5.00 0.10% 0.10%
Fees may reduce earnings.  Rates are subject to change.  A fee may be charged for early withdrawal of a fixed term certificate and member will not receive the full advertised APY on account.
*Annual Percentage Yield.
**Rate may change after opening.
***Minimum average balance for the month to earn dividends.