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Savings Rates

Share Certificates and IRA Certificates
Rates effective January 14, 2020
Term Minimum Balance Dividend Rates APY*
6 Month $1,000.00 1.29% 1.30%
12 Month $1,000.00 1.54% 1.55%
24 Month $1,000.00 1.79% 1.80%
36 Month $1,000.00 1.83% 1.85%
48 Month $1,000.00 2.13% 2.15%
60 Month $1,000.00 2.33% 2.35%
84 Month $1,000.00 2.81% 2.85%
       
Rate effective for January 2020      
18 Month Variable IRA Certificate ** $1.00 1.44% 1.45%
IRA Share Accounts
Rates effective for January 2020
Account Type Min. Balance Between Dividend Rate APY*
IRA Savings $5.00 - $1,000.00 0.70% 0.70%
  $1,000.01 - $5,000.00 0.75% 0.75%
  $5,000.01 - + 0.80% 0.80%
Super Savings & Share Draft/Checking Accounts
Rates effective for January 2020
Account Type Minimum Balance Dividend Rate APY*
Super Savings $1,000.00 *** 0.80% 0.80%
  $5,000.00 *** 0.85% 0.85%
  $50,000.00 *** 0.90% 0.90%
  $100,000.00 *** 1.00% 1.00%
       
Share Draft/Checking $1,000.00 *** 0.05% 0.05%
       
Super Checking $1,000.00 *** 0.35% 0.35%
  $5,000.00 *** 0.40% 0.40%
  $50,000.00 *** 0.45% 0.45%
  $100,000.00 *** 0.50% 0.50%
Rates effective for January 2020
Regular Savings $5.00 0.10% 0.10%
Fees may reduce earnings.  Rates are subject to change.  A fee may be charged for early withdrawal of a fixed term certificate and member will not receive the full advertised APY on account.
*Annual Percentage Yield.
**Rate may change after opening.
***Minimum average balance for the month to earn dividends.