Savings Rates Share Certificates and IRA Certificates Rates effective August 1, 2018 Term Minimum Balance Dividend Rates APY* 6 Month $1,000.00 1.00% 1.00% 12 Month $1,000.00 1.29% 1.30% 24 Month $1,000.00 1.59% 1.60% 36 Month $1,000.00 1.98% 2.00% 48 Month $1,000.00 2.28% 2.30% 60 Month $1,000.00 2.47% 2.50% 84 Month $1,000.00 2.96% 3.00% Rate effective for August 2018 18 Month Variable IRA Certificate ** $1.00 1.04% 1.05% IRA Share Accounts Rates effective for July 2018 Account Type Min. Balance Between Dividend Rate APY* IRA Savings $5.00 - $1,000.00 0.40% 0.40% $1,000.01 - $5,000.00 0.45% 0.45% $5,000.01 - + 0.50% 0.50% Super Savings & Share Draft/Checking Accounts Rates effective for July 2018 Account Type Minimum Balance Dividend Rate APY* Super Savings $1,000.00 *** 0.40% 0.40% $5,000.00 *** 0.45% 0.45% $50,000.00 *** 0.50% 0.50% $100,000.00 *** 0.55% 0.55% Share Draft/Checking $1,000.00 *** 0.05% 0.05% Super Checking $1,000.00 *** 0.15% 0.15% $5,000.00 *** 0.20% 0.20% $50,000.00 *** 0.25% 0.25% $100,000.00 *** 0.30% 0.30% Rates effective for July 2018 Regular Savings $5.00 0.10% 0.10% Fees may reduce earnings. Rates are subject to change. A fee may be charged for early withdrawal of a fixed term certificate and member will not receive the full advertised APY on account. *Annual Percentage Yield. **Rate may change after opening. ***Minimum average balance for the month to earn dividends.