Skip to main content

Gerber FCU Instant Cash

Fast Cash When You Need It

Gerber FCU Instant Cash* offers hassle-free access to funds for short-term borrowing needs or unexpected expenses. Unlike other loans, Instant Cash does not require underwriting, processing, or down payment. Plus, we offer significantly lower rates when compared to alternative lenders.

Eligibility

  • Must be 18 years or older
  • Must be a Primary CU member in good standing for at least 3 months with regular deposits
  • Must be enrolled in Gerber FCU Digital Banking

Features & Requirements*

  • No credit report required
  • Non-refundable $20 loan application fee (regardless of whether the loan is approved, denied or declined by the applicant)
  • Borrow between $500 and $2,000 (approved amount may vary)
  • Quick loan decision
  • Repayment period up to 12 months
  • Only one Instant Cash loan is allowed at a time

How to Apply

  • Log in to Gerber FCU Digital Banking
  • In the mobile app** select ‘Loan Services’ then ‘Instant Cash’
  • When logging in from GerberFCU.com, click ‘Apply Now’ then ‘Instant Cash’
  • Follow prompts

* All loan applications are subject to review and approval. Gerber FCU Instant Cash loans are available to members who meet certain eligibility requirements and are considered a member in good standing. Gerber FCU Instant Cash loan is only available through digital banking. Underwriting criteria may apply. When your loan is approved you will be prompted to select a due date and automatic monthly payment pre-authorization. Depending on the due date selected, the first payment date may be no more than 30 days from funding. The automatic monthly payments will be taken out of the same account the loan amount was deposited into. If the loan payment is not made within the grace period (15 days), a late payment fee may be assessed.

**For best results, please be sure that your app is up to date.