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2025 Winning Scholarship Essay!

2025 Winning Scholarship Essay!

Aubrey Hummel - Fremont High School

The concept of robots taking over the world has long been a popular topic in books and movies, but are we close to this becoming reality? While artificial intelligence (AI) is more accessible than ever through platforms like ChatGPT, Siri, and social media, it's unlikely that robots will actually take over. However, AI is changing our daily lives and will continue to do so in the future, especially in fields like education and finance. While some fear AI's rapid advancement, it’s clear that adapting to it is essential.

AI is currently impacting our present, and it is destined to shape our future as well. One major concern is that it is going to take away jobs. Whether it’s entire roles or simply specific tasks, many people worry about the future of employment. While AI could replace routine and repetitive tasks in industries like manufacturing or customer service, it may also create new opportunities in fields such as technology and AI development. AI could also help improve jobs in healthcare by improving diagnostics, personalize treatment plans, and even accelerate new medications.

The potential benefits of AI in education and finance are endless. In education, AI can provide extra support by helping students work through problems at their own pace. As someone who struggles to stay focused in class, I’ve found that AI tools help me review and understand material more effectively. Education is critical in my present and future, just as finance is. As an incoming college student, I’m entering an independent world. With AI tools, I can receive personalized financial advice to help me develop better spending habits and manage finances. I’ve been fortunate to be part of an excellent credit union, where I’ve received financial guidance through talking in person with bankers. However, not everyone has access to such resources. Whether they feel ashamed about their finances or simply don’t have time for in-person meetings, AI makes learning about finances more accessible for everyone.

Growing up in a digital-first generation, adapting to AI feels natural to me. Screens, algorithms, and technology has always been part of my environment, though I recognize that is not the case for others. While AI can seem intimidating, I understand that I cannot stop its development. Instead, I see it as an opportunity to grow and enhance my own skills. Embracing AI will allow me to stay ahead in a changing world and make the most of the tools available.

In conclusion, AI is rapidly growing and changing our lives, particularly in education and finance. Whether AI is helping students stay on track in education or offering personalized financial guidance to improve spending habits, the potential benefits are endless. While AI seems intimidating, I choose to view it as an opportunity for growth rather than fear. With the support of resources like my credit union, and the accessibility that AI provides, I am confident in my ability to adapt and to use these tools to my advantage as I continue my journey into adulthood.