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Relief Solutions

If you or your family are experiencing hardship due to the impact of the current health situation, we're here and ready to help with financial relief solutions to fit your situation. From changes to our normal policies to special loan offerings, here are a handful of ways we’re here to help.

 

COVID-19 Preparedness & Response Plan

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No Fee Loan Skip-A-Payment

We're waiving the application fee on our Skip-A-Payment program and temporarily allowing two skips per a 12 month period rather than just one.  All loan types eligible with the exception of open ended or real estate secured loans.1  We have interest-only payment options for those who may not qualify for a Skip-A-Payment at this time. To discuss, call Member Service at (800) 338-3746 and choose option 2.

Skip-A-Payment Application
 

Here to Help Loan

We're offering a signature loan up to $4,000 for terms up to 24 months.  Make no payment for 90 days.2  Apply within Web Teller or call Member Service at (800) 338-3746 and choose option 2.

Check out our low rates
 

Refinance and Save - No Fees! 

Lower your monthly payment when you refinance any consumer loan held elsewhere or refinance an existing Gerber FCU loan for cash out.  Make no payment for 90 days.Apply within Web Teller or call Member Service at (800) 338-3746 and choose option 2.

See competitive rates here!
 

Mortgage & Home Equity Payment Relief

To help our affected members, if your Mortgage or Fixed-rate Home Equity is through Gerber FCU, you may be eligible for payment relief solutions. Please call Member Service at (800) 338-3746 and choose option 2 to find out more.

Consumer's Guide to Coronavirus Mortgage Relief
 

Small Business Relief Solutions

Learn More

 

We're all in this together. Call us at (800) 338-3746 to discuss your relief options.

 

 

Fine Print
1 Certain restrictions apply. By requesting a skip payment, you have authorized Gerber Federal Credit Union to advance your loan due date by one month on the loan(s) indicated and acknowledge that this may extend the maturity date of your loan. You acknowledge that this request does not change your legal obligation to Gerber Federal Credit Union, that your loan agreement with Gerber Federal Credit Union provides for regular monthly payments and that Gerber Federal Credit Union is merely informally permitting you to defer payment for the month indicated above. Interest will continue to accrue on the unpaid balance during the month you Skip Payment. When payments resume, unpaid interest will be collected first. Your regular monthly payment will resume immediately following the month skipped.
2 Three-month Deferment Offer: Interest will accrue during 90-day deferment period. First payment must be made beginning in the 4th month, on the date disclosed in the loan agreement. $4,000 maximum loan amount. Certain restrictions apply. Subject to credit approval. Limited time offer. Insured by the NCUA.
3 Three-month Deferment Offer: Interest will accrue during 90-day deferment period. First payment must be made beginning in the 4th month, on the due date disclosed in the loan agreement. Certain restrictions apply. Subject to credit approval. Limited time offer. Insured by NCUA.