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Credit MasterCard

Log in to Gerber FCU digital banking to Apply Now!

Gerber FCU Platinum Preferred Credit MasterCard gives you the convenience and protection you deserve—and benefits that can help you get more out of life.

  • Fixed low rates
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • Same low rate for purchases & cash advances
  • Earn one point for every $1 in eligible net purchases*

Member Perks Rewards

With every purchase earn valuable bonus points redeemable for gift cards, brand name merchandise, charitable donations, green products or amazing travel awards! Log in to digital banking or call (855) 557-3757 to enroll your card or manage your rewards.

Pay From Your Phone

Add your Gerber FCU Credit and Debit Cards to your digital wallet and use either Google Pay or Apple Pay to pay with your phone online and in stores. Click or tap the appropriate logo below to learn more:


MasterCard Benefits

Benefits that are always with you.  The Gerber FCU Platinum Preferred Credit MasterCard is designed around you and the way you live.  It gives you benefits that can help you get more out of life: MasterCard Global Service1, MasterCard Zero Liability1, Extended Warranty Insurance1, Price Protection1, Satisfaction Guarantee1 and more! 

Learn more

Credit & Debit Card Fraud

With Falcon Fraud Protection service, your Gerber FCU credit and debit card transaction activity is monitored 24 hours a day, seven days a week to better detect fraudulent card use. Our goal is to protect members from the risk associated with fraud and identity theft. Please remember to frequently review your account activity and never hesitate to contact us if you have questions or concerns. To report fraudulent activity on your Gerber FCU credit or debit card during weekend or evening hours, please call (231) 924-4880 and select option 2 for 24-hour card support.

Apply Now

Log in to Gerber FCU digital banking to apply now, or complete the Platinum Preferred Credit MasterCard Application and send by secure message on our Contact Us page, fax to (231) 924-6686, drop off to one of our convenient locations or return by mail using the address on the application.     

Credit MasterCard Application


1Certain restrictions, terms and conditions apply. MasterCard Benefits Guide.

Platinum Preferred Credit Pricing & Terms

Information about EMV-Enabled Cards