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Credit MasterCard

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  • Fixed low rates
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • Same low rate for purchases & cash advances
  • Earn one point for every $1 in eligible net purchases*


Balance Transfer Promotion January 1 - February 29th

Earn Member Perks points on Balance Transfers and Cash Advances using your Gerber FCU Platinum Preferred Credit MasterCard January 1st through February 29th. There's no fee to transfer or advance. This is a limited time offer, this is the only time of the year that points are earned for transfers or advances!  In a hurry to pay off debt? Advance cash instantly in Mobile or Web Teller, up to your credit limit!

*Subject to approval. Members earn 1 point per dollar on Balance Transfers or Cash Advances with a minimum transfer or advance amount of $1,000. Maximum of 5,000 points earned per member. This offer is valid on transfers or cash advances made from January 1, 2020 through February 29, 2020 and for balances transferred from other institutions only. Balance transfers are considered cash advances, therefore no grace period applies and finance charges will begin on the transaction date. The Member Perks program is subject to separate terms and conditions. One offer per member during promotion period.

Member Perks Rewards
With every purchase earn valuable bonus points redeemable for gift cards, brand name merchandise, charitable donations, green products or amazing travel awards!  

Enroll Your Card

MasterCard Benefits

Benefits that are always with you.  The Gerber FCU Platinum Preferred Credit MasterCard is designed around you and the way you live.  It gives you benefits that can help you get more out of life: MasterCard Global Service1, MasterCard Zero Liability1, Extended Warranty Insurance1, Price Protection1, Satisfaction Guarantee1 and more!  Click here to learn more.

MasterCard SecureCode

Gerber Federal Credit Union is now offering you Mastercard®SecureCode™.  Mastercard SecureCode puts you in control when shopping online: only you can approve purchases using your private SecureCode™.

Protect Your Card

Apply Now

Log in to Web Teller to apply now, or complete the Platinum Preferred Credit MasterCard Application (link just below) and send by secure message on our Contact Us page, fax to (231) 924-6686, drop off to one of our convenient locations or return by U.S. Mail using the address on the application.     

Credit MasterCard Application



1Certain restrictions, terms and conditions apply. MasterCard Benefits Guide.

Platinum Preferred Credit Pricing & Terms

Information about EMV-Enabled Cards