Credit MasterCard
Log in to Gerber FCU digital banking to Apply Now!
Gerber FCU Platinum Preferred Credit MasterCard gives you the convenience and protection you deserve—and benefits that can help you get more out of life.
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Fixed low rates
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No annual fee
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No cash advance fee
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No balance transfer fee
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Same low rate for purchases & cash advances
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Earn one point for every $1 in eligible net purchases*
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Limited Time Offer! Member Perks Points!!
December 1, 2024 through February 15, 2025 earn Member Perks points on Balance Transfers and Cash Advances with your Gerber FCU Credit MasterCard!* This is the only time of the year that points are earned for these transactions.
*Subject to approval. Members earn 1 point per dollar on Balance Transfers or Cash Advances with a minimum transfer or advance amount of $1,000. Maximum of 5,000 points earned per member. This offer is valid on transfers or cash advances made from December 1, 2024 through February 15, 2025 and for balances transferred from other institutions only. Balance transfers are considered cash advances; therefore, no grace period applies, and finance charges will begin on the transaction date. The Member Perks program is subject to separate terms and conditions. One offer per member during promotion period.
Member Perks Rewards
With every purchase earn valuable bonus points redeemable for gift cards, brand name merchandise, charitable donations, green products or amazing travel awards! Log in to digital banking or call (855) 557-3757 to enroll your card or manage your rewards.
Pay From Your Phone
Add your Gerber FCU Credit and Debit Cards to your digital wallet and use either Google Pay or Apple Pay to pay with your phone online and in stores. Click or tap the appropriate logo below to learn more:

MasterCard Benefits
Benefits that are always with you. The Gerber FCU Platinum Preferred Credit MasterCard is designed around you and the way you live. It gives you benefits that can help you get more out of life: MasterCard Global Service, MasterCard Zero Liability, Extended Warranty Insurance, Price Protection, Satisfaction Guarantee and more!
Learn more
Credit & Debit Card Fraud
With Falcon Fraud Protection service, your Gerber FCU credit and debit card transaction activity is monitored 24 hours a day, seven days a week to better detect fraudulent card use. Our goal is to protect members from the risk associated with fraud and identity theft. Please remember to frequently review your account activity and never hesitate to contact us if you have questions or concerns. To report fraudulent activity on your Gerber FCU credit or debit card during weekend or evening hours, please call (231) 924-4880 and select option 2 for 24-hour card support.
Apply Now
Log in to Gerber FCU digital banking to apply now, or complete the Platinum Preferred Credit MasterCard Application and send by secure message on our Contact Us page, fax to (231) 924-6686, drop off to one of our convenient locations or return by mail using the address on the application.
Credit MasterCard Application
1Certain restrictions, terms and conditions apply. MasterCard Benefits Guide.
Platinum Preferred Credit Pricing & Terms
Information about EMV-Enabled Cards