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Skip A Payment

Skip A Payment

Now you can skip a payment for any month you choose!

While Gerber FCU encourages members to make responsible financial decisions, we also know that there are times in life when making your monthly payment might be difficult.  Stop into one of our convenient branches today, call Member Service at (231) 924-4880 and select option 2 or print the Skip A Payment application and drop off, fax or mail-in.

  • You must be a member in good standing & have all loans current
  • Loans must be on the books for at least 6 months with the six required payments paid in full and on-time
  • All loan types eligible with the exception of open ended or real estate secured loans
  • You may 'skip' each eligible loan one time per year
By requesting a skip payment, you have authorized Gerber Federal Credit Union to advance your loan due date by one month on the loan(s) indicated and acknowledge that this may extend the maturity date of your loan. You acknowledge that this request does not change your legal obligation to Gerber Federal Credit Union, that your loan agreement with Gerber Federal Credit Union provides for regular monthly payments and that Gerber Federal Credit Union is merely informally permitting you to defer payment for the month indicated above. Interest will continue to accrue on the unpaid balance during the month you Skip Payment. When payments resume, unpaid interest will be collected first. You acknowledge that there is a $25 processing fee in order to Skip Payment and payment of this fee must be presented (available) at the time of your request. Your regular monthly payment will resume immediately following the month skipped.

Skip A Payment Application