| |
Loan Interest Rates
Request
a Loan Application or
Apply Online with Web Teller!
VEHICLE LOANS |
|
Automobiles, Trucks and Street Motorcycles*** |
| |
| New (2007 - 2008) |
Term |
APR |
| |
48 Months |
4.99% - 7.99%* |
| |
60 Months |
5.99% - 8.99%* |
| |
Up to 72 Months** |
6.99% - 9.99%* |
| |
Up to 84 Months** |
7.99% - 10.99%* |
| |
| Used (2002 - 2007) |
Up to 60 Months |
5.99% - 8.99%* |
| |
61 to 72 Months** |
6.99% - 9.99%* |
| |
73 to 84 Months** |
7.99% - 10.99%* |
|
2001 and Older |
Up to 48 Months |
9.99%* |
| BOAT /
MOTOR HOME / CAMPER LOANS*** |
| |
| New (2007 - 2008) |
Term |
APR |
| $1,000 to $15,000 |
36 to 48 Months |
5.49% to 8.49%* |
| |
49 to 60 Months |
6.49% to 9.49%* |
| $15,000 and up |
48 to 60 Months |
5.49% to 8.49%* |
| |
61 to 84 Months**** |
5.49% to 8.49%* |
| |
85 Months and up**** |
6.49% to 9.49%* |
| |
|
Used (2006 and older) |
|
|
| $1,000 to $15,000 |
Up to 60 Months |
6.49% to 9.49%* |
| |
61 to 72 Months**** |
7.49% to 10.49%* |
| |
73 to 84 Months**** |
8.49% to 11.49%* |
| |
|
|
| $15,000 and up |
Up to 60 Months |
5.49% to 8.49%* |
| |
61 to 72 Months* |
6.49% to 9.49%* |
| |
73 to 84 Months* |
7.49% to 10.49%* |
| RECREATIONAL
VEHICLES |
|
Watercraft, Snowmobiles, Pop-up campers, Off Road Motorcycles, ATVs*** |
| |
|
|
| New |
Term |
APR |
| Less than $4,999 |
36 Months |
9.50% |
| $5,000 to $9,999 |
60 Months |
9.50% |
| $10,000 and up |
84 Months |
9.50% |
| $15,000 and above |
120 Months |
9.50% |
| |
|
|
| Used |
Term |
APR |
| Less than $4,999 |
36 Months |
11.00% |
| $5,000 to $9,999 |
48 Months |
11.00% |
| $10,000 and up |
84 Months |
11.00% |
| $15,000 and above |
120 Months |
11.00% |
|
SHARED
SECURED LOANS
|
| |
|
|
| Type |
Term |
APR |
| Regular Share Secured |
84 Months |
Reg. Share Rate +
3.00% |
| Super Six Secured |
84 Months |
Super Six Rate + 3.00% |
| Certificate Secured |
Term of Certificate |
Certificate Rate +
3.00% |
| |
|
|
| PERSONAL SECURED*** |
36 Months |
12.00% |
| HOME EQUITY
LOANS |
| |
|
|
| Type |
Term |
APR* |
| Prime Equity LOC |
180 Months |
5.25% (Adjusted
Quarterly) |
| |
|
|
| Fixed Rate*** |
Up to 180 Months |
Up to 80%
LTV 5.74% |
| |
|
81% to 90%
LTV 6.74% |
| |
|
91% to 100%
LTV 7.74% |
| |
|
|
|
MORTGAGE LOANS |
10 - 30 Year |
Rates Announced Daily |
|
Call for other available
terms. |
| |
|
|
|
VACANT LAND LOANS*** |
Up to 144 Months |
8.250% |
| |
|
|
|
CONSTRUCTION |
12 Months |
Rates Announced Daily |
|
Mortgage (Line of Credit) |
|
|
| |
|
|
|
MOBILE HOME LOANS*** |
|
|
| New |
120 Months |
11.00% |
| Used |
84 Months |
13.00% |
| REVOLVING
CREDIT (Share Draft Protection -
Unsecured) 12.00%
$500.00
Minimum
Limit |
| |
|
|
| VISA |
|
|
| Platinum Preferred |
|
8.99% to 13.99% |
| |
|
|
| SIGNATURE - UNSECURED*** |
|
| |
12 Months |
9.99% |
| |
24 Months |
11.99% |
| |
36 to 60 Months |
14.00% |
| *Rates
quoted are based on individual member credit history and are set
during loan processing. |
|
**$20,000 minimum
amount financed |
|
***Borrowers may be
eligible for a .125 to .75 rate reduction based on Loyal Member Rewards.
|
|
****Longer
amortization terms are available as follows for .25% rate increase:
120 Months for loans up to
$19,000.00
180 Months for loans above
$20,000.00 |
Rates subject to change without
notice.
|
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